NMLS #63021|Licensed in NJ · PA · FL Call or text (609) 665-3460dhutch@nexalending.com

County guide

Mortgage Broker Serving Burlington County, NJ

VA Loan Specialist serving all of Burlington County, plus FHA, conventional, USDA, first-time buyer and refinance loans. Based in Medford, NJ, working with you by phone, text, video and email.

Burlington County is the largest county in New Jersey by land area. It runs from the Delaware River towns in the northwest, through busy suburbs along I-295 and the New Jersey Turnpike, and deep into the Pinelands in the south and east. The county seat is Mount Holly. I'm based in Medford, NJ, serving all of NJ, PA & FL, and Burlington County is where I do a large share of my lending. I work with clients by phone, text, video and email, so wherever in the county you're buying, the process is the same.

Three very different kinds of places

River towns such as Burlington City, Riverside, Florence, Roebling and Bordentown have older housing, walkable main streets and stops on the NJ TRANSIT River LINE light rail between Trenton and Camden. Older homes can mean appraisal and inspection items like aging roofs, older wiring or peeling paint, which matter for FHA and VA loans in particular.

The suburban corridor of Mount Laurel, Moorestown, Cinnaminson, Delran, Willingboro and Evesham (Marlton) has post-war and later subdivisions, townhouse communities and condos. HOA dues and condo project approval come up often here.

The Pinelands and rural townships such as Pemberton (including Browns Mills), Medford's wooded sections, Lumberton and the farmland around Wrightstown have larger lots, private wells and septic systems. The New Jersey Pinelands Commission regulates land use in much of this area.

VA loans near Joint Base McGuire-Dix-Lakehurst

Joint Base McGuire-Dix-Lakehurst sits across parts of Burlington and Ocean counties, and its McGuire and Dix sections border Wrightstown, Pemberton Township and New Hanover. Military families PCS-ing in, and veterans who stay after separating, buy all over the county. VA loans are my main focus. I can request your Certificate of Eligibility, explain the VA funding fee and whether you may be exempt, and help you understand how the VA appraisal and minimum property requirements apply to the home you like.

Other programs that fit Burlington County

Outside the more developed areas, some addresses may qualify for USDA loans, so check the USDA eligibility map for any specific property. First-time buyers can look at FHA, conventional loans. Some buyers may also qualify for down payment assistance options through select lending partners. Structures vary and eligibility applies. Investors buying rentals in the river towns often ask about DSCR loans, and self-employed buyers can ask about bank statement loans.

Towns I serve in Burlington County

Don't see your town? I help borrowers in every town across New Jersey, Pennsylvania, and Florida — just ask or call/text (609) 665-3460.

I also help buyers in Eastampton, Westampton, New Hanover, Southampton, Tabernacle and everywhere else in the county.

Burlington County loan guides

Next steps

Start with a no-credit-pull quick quote, or grab the free VA Loan Checklist or NJ First-Time Buyer Guide.

Sources: Burlington County (Wikipedia) · Burlington County official site · JB MDL

Loans by Hutch and NEXA Mortgage, LLC dba NEXA Lending are not affiliated with or endorsed by the U.S. Department of Veterans Affairs (VA) or any government agency. All loans subject to credit approval, property eligibility and lender guidelines.

David J. Hutchison II, NMLS #63021 · NEXA Mortgage, LLC dba NEXA Lending, Company NMLS #1660690 · Equal Housing Opportunity

FAQ

Common questions

Do you work with service members stationed at JB MDL?

Yes. VA loans are my main focus, and I work with active-duty members, Guard and Reserve, veterans and eligible surviving spouses all over Burlington County. We can start your pre-approval and COE before you arrive.

Are there USDA-eligible areas in Burlington County?

Some addresses in the county's more rural areas may qualify. USDA sets eligibility for each property and it changes over time, so check the USDA map for the exact address and I'll confirm with the lender.

Do you have an office I can visit?

I'm based in Medford, NJ, serving all of NJ, PA & FL. I work with clients by phone, text, video and email, and we can always set up a video call to go over everything face to face.

Loans by Hutch and NEXA Mortgage, LLC dba NEXA Lending are not affiliated with or endorsed by HUD, FHA, VA, USDA, or any government agency. Program details summarized from official sources and subject to change.

About the author: David J. Hutchison II, NMLS #63021, is a mortgage loan originator with NEXA Lending (Company NMLS #1660690), originating loans for 25+ years and focused on VA, first-time buyer and investor loans in New Jersey and Pennsylvania. Verify his license at NMLS Consumer Access. Reviewed Nov 2026.

Last updated Oct 2026