Burlington County · Local mortgage help
Mortgage Broker Serving Florence Township, NJ
VA Loan Specialist helping Florence buyers and homeowners, plus FHA, conventional, USDA, first-time buyer and refinance loans. Based in Medford, NJ, working with you by phone, text, video and email.
Florence Township sits along the Delaware River in northern Burlington County, between Burlington and Bordentown. It includes the community of Florence itself and the historic village of Roebling, and it has River LINE stations in both.
Florence is in Burlington County, NJ. I'm based in Medford, NJ, serving all of NJ, PA & FL, and I work with clients by phone, text, video and email. I don't have an office in Florence; you can do everything from pre-approval to closing without leaving home.
The homes
Florence has an older riverfront core with single-family homes, twins and small-town streets, plus newer subdivisions and townhouse communities further from the river. Older homes may need updates that come up on FHA or VA appraisals, while newer communities may have HOA dues to factor into your budget.
Commuting
Florence is unusually well connected for a small town. The New Jersey Turnpike's connection to the Pennsylvania Turnpike at Exit 6 is here, Route 130 runs along the river, I-295 is close, and the NJ TRANSIT River LINE runs to Trenton and Camden. Commuters to Bucks County, North Jersey or Philadelphia all find it workable.
Military families
Joint Base McGuire-Dix-Lakehurst is a short drive southeast, so Florence works well for military families who want a river town with good highway access.
Mortgage broker in Florence, NJ
Florence Township sits on the River LINE with quick Turnpike and base access, and it attracts both commuters and military families. As a broker, I compare VA, FHA and conventional options from multiple wholesale lenders for each buyer. Learn more about my mortgage broker services across Burlington County, or read why working with a mortgage broker can help.
Loan programs that fit Florence
VA loans come first for me. If you're a veteran, active-duty service member, Guard or Reserve member or eligible surviving spouse, a VA loan has no monthly mortgage insurance and flexible down payment options. I can request your Certificate of Eligibility and explain the VA funding fee and whether you may be exempt. Being close to JB McGuire-Dix-Lakehurst, I see a lot of VA purchases here.
First-time buyers. Many buyers compare FHA and conventional loans. Some buyers may also qualify for down payment assistance options through select lending partners. Structures vary and eligibility applies. Pennsylvania commuters can lean on my PA license if they're selling there.
Nearby towns I serve
Roebling (Florence Twp), NJ, Bordentown City & Township, NJ, Burlington City & Township, NJ, and the rest of Burlington County, NJ. Program guides for this area: VA loans near JB MDL, FHA loans in Burlington County and DSCR & investment property loans in South Jersey.
Don't see your town? I help borrowers in every town across New Jersey, Pennsylvania, and Florida — just ask or call/text (609) 665-3460.
Next steps
Start with a no-credit-pull quick quote, grab the free VA Loan Checklist or NJ First-Time Buyer Guide, or see other towns in Burlington County.
Sources: Florence Township (Wikipedia)
Loans by Hutch and NEXA Mortgage, LLC dba NEXA Lending are not affiliated with or endorsed by the U.S. Department of Veterans Affairs (VA) or any government agency. All loans subject to credit approval, property eligibility and lender guidelines.
David J. Hutchison II, NMLS #63021 · NEXA Mortgage, LLC dba NEXA Lending, Company NMLS #1660690 · Equal Housing Opportunity
Loan options for Florence buyers
- VA loans for veterans and service members
- FHA loans
- Conventional loans
- USDA loans (property eligibility varies)
- First-time buyers & NJ down payment assistance
- Refinance, cash-out and VA IRRRL
- DSCR investor loans
- Bank statement loans
Free guides
FAQ
Common questions
Is Roebling part of Florence?
Yes. Roebling is a historic village within Florence Township, with its own River LINE stop.
Is Florence convenient for commuting to Pennsylvania?
The Pennsylvania Turnpike connection at Exit 6 is in Florence, so many PA commuters find it convenient. Test the drive at rush hour.
Can I buy an older Florence home with a VA loan?
Yes, if it meets VA minimum property requirements at closing. I'll help you plan for repairs the appraiser might call for.
Do you have an office in Florence?
No. I'm based in Medford, NJ, serving all of NJ, PA & FL. I work with Florence clients by phone, text, video and email, and you can start with a no-credit-pull quick quote online.
Loans by Hutch and NEXA Mortgage, LLC dba NEXA Lending are not affiliated with or endorsed by HUD, FHA, VA, USDA, or any government agency. Program details summarized from official sources and subject to change.
Next step
Let's talk through your options
No credit pull and no Social Security number, just a conversation. I'll compare lenders and explain everything in plain English.
Last updated Oct 2026