Free download · New Jersey

Free NJ First-Time Homebuyer Guide

Everything I walk first-time buyers through, in plain English. 8 pages, no jargon, no sales pitch.

The 6 steps from pre-approval to closing day
A documents checklist so you're ready before you apply
Loan options for first-time buyers (FHA, VA, conventional, down payment help) and credit tips
A closing-cost budget worksheet and common myths, busted

David J. Hutchison II
Mortgage Loan Originator · NMLS #63021 · Originating for 25+ years

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About the author: David J. Hutchison II, NMLS #63021, is a mortgage loan originator with NEXA Lending (Company NMLS #1660690), originating loans for 25+ years and focused on VA, first-time buyer and investor loans in New Jersey and Pennsylvania. Verify his license at NMLS Consumer Access. Reviewed Nov 2026.