Mortgage broker · Burlington County, NJ
Mortgage Broker in Burlington County, NJ
I'm David J. Hutchison II, a licensed loan officer with NEXA Lending, a mortgage broker company, based in Medford, NJ. Instead of one bank's menu, I compare loan options from multiple wholesale lenders for buyers, veterans, investors and homeowners across Burlington County.
What is a mortgage broker?
A mortgage broker is a licensed professional who shops your loan with several lenders instead of just one. I collect your information once, compare programs and guidelines from different wholesale lenders, help you pick the fit, and manage the file through underwriting and closing. The lender you choose funds the loan.
Serving all of New Jersey: your local mortgage broker in NJ →
Why a mortgage broker? What credit overlays are and why lender choice matters →
How I shop wholesale lenders through NEXA Lending
NEXA Lending (NEXA Mortgage, LLC, Company NMLS #1660690) works with a large network of wholesale lenders. That lets me match your situation, whether it's a VA purchase near JB MDL, a first-time FHA purchase, a rental property or a self-employed income profile, to lenders whose guidelines actually fit, and compare their terms and costs side by side.
Mortgage broker vs. bank
- Choice: a bank offers its own products; a broker compares many lenders.
- Guidelines: if one lender says no, a broker can check whether another lender's guidelines fit.
- One point of contact: you work with me from pre-approval to closing, whichever lender funds the loan.
- Cost transparency: you get a Loan Estimate to compare, as with any lender.
Loan programs I broker in Burlington County
- VA loans for veterans and service members, including VA loans near JB MDL
- FHA loans and FHA in Burlington County with NJ down payment help
- USDA loans for eligible rural areas
- Conventional loans, including low down payment options
- DSCR loans and investment property loans in South Jersey
- Bank statement loans for self-employed borrowers
- Refinance and cash-out, including homeowners with equity and bumpy credit
Tough credit? A broker can compare more options
A late payment, collection or past credit event doesn't automatically end the conversation. Each lender layers its own rules on top of FHA, VA and conventional minimums, so I can check which lenders fit your history. All loans are subject to credit approval.
Burlington County towns I serve
Medford, Mount Laurel, Moorestown, Marlton (Evesham), Cinnaminson, Delran, Burlington City and Township, Willingboro, Lumberton, Mount Holly, Hainesport, Southampton, Tabernacle, Shamong, Pemberton, Bordentown, Florence, Riverside, Palmyra, Maple Shade, Chesterfield, Westampton and New Hanover/Wrightstown near JB MDL. See the Areas Served page, and nearby Camden, Gloucester, Ocean and Atlantic County pages.
Don't see your town? I help borrowers in every town across New Jersey, Pennsylvania, and Florida — just ask or call/text (609) 665-3460.
Loans by Hutch and NEXA Mortgage, LLC dba NEXA Lending are not affiliated with or endorsed by VA, HUD/FHA, USDA, the Department of Defense or any government agency. All loans subject to credit approval, property eligibility and lender guidelines.
David J. Hutchison II, NMLS #63021 · NEXA Mortgage, LLC dba NEXA Lending, Company NMLS #1660690 · Equal Housing Opportunity
Talk to a mortgage broker
- VA loans
- FHA loans
- USDA loans
- Conventional loans
- DSCR investor loans
- Bank statement loans
- Refinance & cash-out
David J. Hutchison II
(609) 665-3460
dhutch@nexalending.com
FAQ
Common questions about mortgage brokers
What does a mortgage broker do?
A mortgage broker compares loan options from several wholesale lenders for you, helps you choose one, and manages the loan from application to closing. The lender you pick funds the loan. I'm a licensed loan officer with NEXA Lending, a mortgage broker company.
How is a mortgage broker different from a bank?
A bank or retail lender offers only its own loan products, pricing and guidelines. Through NEXA Lending I shop many wholesale lenders for you — not just to get you approved, but to compare rates, fees and terms side by side so you get a strong overall deal. I do the shopping and legwork, and if one lender's guidelines don't fit your credit, income or property, I check others.
Do you work with VA, FHA and USDA buyers in Burlington County?
Yes. I help veterans near Joint Base McGuire-Dix-Lakehurst, first-time buyers using FHA with NJ down payment help, and buyers in USDA-eligible parts of Burlington County like Pemberton, Tabernacle and Southampton. All loans are subject to credit approval and lender guidelines.
Can a mortgage broker help with tough credit or self-employed income?
Often, yes. Lenders set their own guidelines above program minimums, so comparing several can open options. Self-employed borrowers can look at bank statement loans, and investors can look at DSCR loans that qualify mainly on rent.
Do I have to meet in person?
No. I'm based in Medford, NJ and work by phone, text, video and email across Burlington County and the rest of New Jersey, Pennsylvania and Florida.
Next step
Let's talk through your options
No credit pull and no Social Security number, just a conversation. I'll compare lenders and explain everything in plain English.
Quick quote
In Burlington County? Fill out the form here
Share a few details and I'll reach out, usually the same business day, to talk through options. This is a conversation, not an application — no Social Security number and no credit pull.
- Call/Text(609) 665-3460
- Emaildhutch@nexalending.com
- NMLS#63021
Last updated Oct 2026
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