Legal
Licensing, disclosures & policies
Licensing & disclosures
Loans by Hutch is a trade name used by David J. Hutchison II, Mortgage Loan Originator, NMLS #63021, with NEXA Mortgage, LLC dba NEXA Lending, Company NMLS #1660690.
David J. Hutchison II (NMLS #63021)
- New Jersey Mortgage Loan Originator License, New Jersey Department of Banking and Insurance
- Pennsylvania Mortgage Originator License #60155, Pennsylvania Department of Banking and Securities
- Florida Mortgage Loan Originator License #LO67908, Florida Office of Financial Regulation
NEXA Mortgage, LLC dba NEXA Lending (NMLS #1660690)
State licenses for NEXA Mortgage, LLC are listed on its NMLS Consumer Access record.
Corporate office: 5559 S Sossaman Rd, Bldg 1, Ste 101, Mesa, AZ 85212. Branch office (NMLS #2567328): 6 S. Main Street, Suite 221, Medford, NJ 08055.
Verify licensing for David J. Hutchison II and NEXA Mortgage, LLC dba NEXA Lending at NMLS Consumer Access (individual) and NMLS Consumer Access (company).
Equal Housing Opportunity. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, receipt of public assistance, disability, familial status, sexual orientation, gender identity, or any other characteristic protected by law.
All loans are subject to credit approval, underwriting guidelines, and property eligibility. Not all borrowers will qualify. Rates, terms, and programs are subject to change without notice. Information on this website is not a commitment to lend, an offer to extend credit, or a rate lock. NEXA Mortgage, LLC dba NEXA Lending is not affiliated with or acting on behalf of HUD, FHA, VA, USDA, or any government agency.
Privacy Policy
This website is operated by David J. Hutchison II on behalf of NEXA Mortgage, LLC dba NEXA Lending. The full NEXA Mortgage, LLC Privacy Policy, including its Gramm-Leach-Bliley Act (GLBA) privacy notice, applies to information you provide.
What we collect
- Contact details you submit in forms: name, email, phone, property state, and the details of your inquiry
- Basic website usage data such as pages viewed and device/browser type
How we use it
- To respond to your inquiry and discuss mortgage options
- To send communications you’ve consented to
- To comply with legal and regulatory requirements
Sharing
We share information with service providers and lending partners as needed to respond to your inquiry and process a loan you apply for, and as required by law. Text messaging opt-in data and consent are not shared with third parties for their marketing purposes.
Your choices
You can opt out of marketing emails using the unsubscribe link, reply STOP to any text, or contact dhutchison@nexalending.com to ask about the information we hold.
This website’s forms do not collect Social Security numbers, dates of birth, or account numbers. Loan applications are completed through NEXA’s secure portal.
Terms of Use
Content on this website is for general informational purposes only and is not financial, legal, or tax advice. Nothing on this site is a commitment to lend, a loan approval, an offer of credit, or a rate lock.
Calculators provide estimates based on the figures you enter and sample assumptions. They do not reflect an APR, all closing costs, or your actual loan terms.
Links to third-party websites are provided for convenience; we are not responsible for their content or privacy practices.
TCPA Policy
When you submit a form on this website and provide your phone number, you give your express written consent for NEXA Mortgage, LLC dba NEXA Lending and David J. Hutchison II to contact you by phone call and text message, which may use automated technology or prerecorded messages, and by email, regarding your inquiry and mortgage products.
- Consent is not a condition of obtaining any loan or service. You can call (609) 665-3460 directly instead.
- Message and data rates may apply. Message frequency varies.
- Reply STOP to any text to opt out, or HELP for help. To stop calls, ask to be added to our internal do-not-call list or email dhutchison@nexalending.com.
See also the NEXA Mortgage, LLC TCPA Policy.
Accessibility
We want everyone to be able to use this website. It is designed with the goal of meeting Web Content Accessibility Guidelines (WCAG) 2.1 Level AA, including keyboard navigation, readable color contrast, and descriptive labels on forms.
If you have trouble using any part of this site, call or text (609) 665-3460 or email dhutchison@nexalending.com, and we’ll get you the information you need another way.