What clients say about working with David.

“Very friendly, professional and always there to help. Prior, I was denied a home loan and was really discouraged from moving on until my realitor told me that he had a person( Dave) that could help me. My realitor was absolutely correct. He helped me get approved for a conventional loan. He always made his self available to answer any question or concerns that I had. He is definitely a people person. We need more people like Dave in this business. Thanks Dave for all of your help with the home loan. I am very grateful and very glad to say that without his sincere effort, I would have this beautiful house that I have. Thanks again Dave!!!! You are the best! I will definitely recommend you to my friends and family.”

“We had the pleasure of working with Dave during the process of buying a home, and we can't recommend Dave enough! Since day one of the process, Dave was professional, knowledgeable, and attentive to our needs. He was patient in guiding us through the mortgage process. He took the time to understand our financial goals and provided options that fitted our needs. He communicated with us consistently every step of the way and in a timely manner. He always made himself available to answer our questions. He made this experience of buying a home a smooth and stress-free process! If you're looking for a trusted and experienced mortgage broker, Dave is the one to go to!”

“Dave Hutchison is simply fantastic to deal with. He took care of our financing needs and made the entire process so simple and painless. From the time of initial contact through completion of underwriting and approval, the process took not more than a couple of weeks. By far, one of the most hassle-free processes we have gone through, besides the fact that this was all ter’ed up while we were still overseas!! Thank you Dave and Garden State Home Loans, without you guys, we would be at a loss!! 5 stars all day every day!!”

“My experience was stellar, I've learned more with my experience than ever before. The services were on point and very professional. I was kept in the loop every step of the way. Dave Hutchinson is very smart and very educated and will go the extra step to make sure you're buying experience goes smooth. Everything was simple and communication was spot on. I am more than happy, and will recommend Garden State loans to everyone buying or looking to refinance.”

“Dave Hutchison was extremely professional in assisting my husband and I with a new mortgage when we moved. I could email, text or call him anytime; day, night or weekend during the process and he always responded as quickly as possible. He helped me set up auto pay and now I never have to think about my mortgage or paying for it. It was as smooth and easy as can be and we are very happy we chose David as our mortgage lender.”

“I have used Dave for many home purchases and for my Refinancing needs. He has always kept me up to date while the process was being completed and at times changes had to be made but they were made where I would make out even better then the beginning deal. He has always kept me the consumer at the top of the list. He is very honest, trustworthy, hard working and GETS THE JOB DONE RIGHT! thank you Dave for all your hard work !”

“We began our refinance process days before the Covid-19 shutdowns, and through it all we were kept in the loop and in understanding of the situation. Everything ran smooth and on time. We got a great rate and were treated like we were the most important customer on the books. If we received that level of care during an ongoing pandemic lockdown, imagine how you will be treated at any time of the year.”

“After having difficulty finding a Mortgage Company that would work for me, as opposed to being self serving, I found David Hutchinson.
David and his team got me a mortgage that "Fit Me" instead of the needs of the Company.
He was diligent in all aspects of the process, and always answered his phone.
You cannot find men like him very often.
Thanks David, for a job well done!”

“Dave is a true professional. Buying a home can be a stressful experience, but that was not the case working with Dave. He is very knowledgeable and guided me through every stage of the loan process with confidence and ease. I never expected everything to go so smoothly start to finish, but it did. He exceeded all my expectations and I would highly recommend.”

“I had the pleasure of working with Loans by Hutch and I could not be happier with the service received. Most impressed with the professionalism and responsiveness of my loan officer. I couldn’t have hoped for a better loan process, I was able to purchase with ease and was assured that my best interest was their priority.

Signed
Very satisfied customer”

“Dave is extremely knowledgeable, professional, responsive, and helpful. Was always available to answer any question and communicated throughout the entire refinancing process, even checking to make sure closing went smoothly the next day. Was able to secure better rates than others and was quick to close. Would absolutely recommend.”

“Dave was extremely professional and helpful throughout our home buying process. He had an approval within a week where other finance companies said it could take up to 3 weeks. He also got me the best rate out of the 3 other companies we also reached out to. I highly recommend Dave and his team if you are looking for a lender.”

“Working with Dave was an absolute dream. He made the process so easy and answered every question i had within minutes. Would recommend everyone use his service, you will not be disappointed. He made the whole process of getting a home loan completely painless and worry free.. 10/10 , and will most definitely use him again”

“David is fantastic! He took care of my mortgage by giving me a very competitive rate. He will work as hard as he can to earn your business. It seemed like we were communicating daily until closing. He is on top of everything. He is reliable, committed and responsive professional. Don’t hesitate to work with this man!”

“David made the refinancing process seamless. He was in communication with us every step of the way and provided excellent feedback and recommendations. The service he provided was outmatched and the time it took the close was fasted than expected. I highly recommend Davies for all your home loan services.”

“Dave helped us refinance our home and the whole process couldn’t have been easier. He was available to answer my many questions day or night via text, call and email. He was also very professional and knowledgable. He got us a great rate and we closed quickly. I would highly recommend his services.”

“Dave was very professional, helpful, upfront and quick to respond. He got us a very low rate, knocked years off our loan and the mortgage is still the same as we were paying and we saved THOUSANDS! We even "shopped around" but Dave matched the others and then some! Highly Recommend!”

“We just closed our second loan with Dave, and as always, it was a pleasure working with him. Dave is an excellent communicator, who provides very reasonable timelines, and he and his team are excellent at meeting deadlines to achieve client goals. We appreciate all of your help!!”

“We just closed our second loan with Dave, and as always, it was a pleasure working with him. Dave is an excellent communicator, who provides very reasonable timelines, and he and his team are excellent at meeting deadlines to achieve client goals. We appreciate all of your help!!”

“Super responsive! He was always one step ahead of where we thought we needed to be. Very professional and helped us close ahead of schedule. He made the whole process of re-fi super easy and took the time to explain what was happening and why each step of the way.”

“I’ve done a few loans with Dave and there’s a reason I keep coming back/sending friends. He’s simply the best, fastest and most dedicated broker I’ve worked with. When anyone asks for a recommendation...I simply say call Dave he is “My Mortgage Guy.””

“Dave provided outstanding effort and support through the mortgage process. Dave was available whenever we needed support and always there to answer our questions. I highly recommend that anyone looking for a mortgage broker should contact Dave!”

“If you are looking for a mortgage or to re-finance, Dave is your guy. Dave and his team are excellent and will handle the process flawlessly and efficiently. Dave knows his stuff and is incredibly responsive. Great rates & excellent service!!”

“My husband and I are very pleased with David. He and his team were on the ball we very timely with moving forward, even when we hit snags during the process. They were incredibly responsive. We are truly happy with David and the results!”

“Dave made the entire loan process so easy and stress free for us. Any question I had he got back to me almost immediately. I would recommend Dave to anyone looking for a home loan. By far the best loan experience ive ever had.”

“David Hutchison is amazing, humble person that helped our family out as if it was his family. Just a good person. Lucky and blessed to have him working with us. He navigated us through this process with ease. Great experience.”

“David is by far the best in the business. He is open and honest thru the entire mortgage process. I had quite a few unexpected items that David helped navigate and found a solution that worked. I would not go anywhere else.”

“With out a doubt, Dave Hutchison made my family's home buying experience stress free. He goes above and beyond to get you the lowest interest rate loan thats humanly possible. I'm telling ya, this guy is the real deal!”

“Dave was amazing and got us approved much quicker than we thought possible. He is very experienced and we were extremely happy with the service he provided. We would recommend him to anyone looking for a home loan.”

“Dave did an amazing job on our two refinances. He was very responsive, quick to close and we received amazing rates. He just closed a loan for another friend of mine and they are also very happy.”

“Dave was super helpful from beginning to end. I felt like a priority throughout the whole process even during a pandemic! I plan to recommend Dave to all friends looking to refinance their home.”

“Dave is thoughtful and professional. He answered our questions and concerns in a timely manner. Lastly, he delivered on his promise to get us the lowest possible rate on our mortgage.”

“I was referred to Garden State Mortgage from a friend. My experience was excellent, David and the GSM team was very responsive, efficient and easy to do business with!!!”

“Very professional while still getting that small hometown feel. Answered every phone call and text I had day or night. I would use again and I highly recommend.”

“I could not have asked for an easier or better home buying experience much of it is thanks to David. He was great always responsive and gave us great guidance.”

“Closely works with my realtor sister and got me into a house quickly and efficiently. My process was simple and taken care of and I had a great experience”

“David was very quick and informative with responses to any questions we had. We got a great rate and things got done super fast. Highly recommended, 100%”

“Dave was so easy to work with, never felt pressured . He was always right there to answer any questions we had. It was a smooth and quick process!!!! .”

“Dave was extremely helpful and detail oriented. This was my first time buying a home, and, with Dave's help, it was super smooth.

Thanks Dave!”

“Had a wonderful time working with Dave! Thank you for being apart of us finding our beautiful home to raise our children in!”

“It was a pleasure doing business with Dave! He’s professional, knowledgeable, thorough, and personable. Highly recommend!”

“Dave and his team were great from start to finish. I’ve used other lenders and he definitely exceeded my expectations.”

“Dave was wonderful to work with. Helped us every step of the way buying our new home and was very patient with us!!”

“A consummate professional. Super fast and responsive to any and all questions! Very pleased with my experience!”

“Dave was great! Professional, knowledgeable and helpful!”

“The best!! Always 100 star service.”

“Wouldn’t go anywhere else!”