Calculators
Run the numbers.
Five quick estimators for buyers, homeowners, veterans, and investors. Everything updates as you type.
Monthly payment
Estimate the full monthly housing payment, not just principal and interest.
Sample figures shown. Replace them with your own numbers; the sample rate is for illustration, not a quote.
Affordability
Estimate a home price from your income, monthly debts, and down payment, using a debt-to-income ratio.
Sample figures shown. Replace them with your own numbers; the sample rate is for illustration, not a quote.
Refinance
Compare your current principal and interest to a new loan and see how long it takes to earn back closing costs.
Sample figures shown. Replace them with your own numbers; the sample rate is for illustration, not a quote.
VA loan payment
Estimate a VA purchase payment, including the VA funding fee financed into the loan.
Sample figures shown. Replace them with your own numbers; the sample rate is for illustration, not a quote.
DSCR (rental property)
Debt Service Coverage Ratio = monthly rent ÷ the full monthly payment (PITIA). See whether a rental covers itself.
Sample figures shown. Replace them with your own numbers; the sample rate is for illustration, not a quote.
These calculators are for estimation and illustration only and are not a commitment to lend, a loan offer, a rate quote, or a rate lock. Results do not reflect an APR, all closing costs, or your actual qualification. Actual rates, payments, taxes, insurance, and mortgage insurance vary by property, program, credit, and lender. For figures based on your situation, contact David J. Hutchison II, NMLS #63021.