NMLS #63021|Licensed in NJ · PA · FL Call or text (609) 665-3460dhutchison@nexalending.com

About David Hutchison

Mortgages since 2000. Still picking up the phone.

I’ve been a mortgage loan originator since 2000. For more than 25 years I’ve helped veterans, first-time homebuyers, self-employed borrowers, and real estate investors across New Jersey, Pennsylvania, and Florida get into the right loan, whether that’s FHA, VA, conventional, bank statement, DSCR, or down payment assistance.

As a broker with NEXA Lending, I can shop your loan across a wide network of wholesale lenders instead of being stuck with one bank’s programs. That matters most on the files that don’t fit a simple checklist, like self-employed income and investment properties.

I’m based in Burlington County and licensed to originate loans throughout all of New Jersey, Pennsylvania, and Florida. I work with homebuyers, homeowners, veterans, investors, and real estate agents in all three states. Most of the process happens by phone, email, and NEXA’s secure online portal, so it works the same whether you’re down the street or across the state line.

Where I lend

Licensed across New Jersey, Pennsylvania, and Florida

Buying, refinancing, or investing, anywhere in all three states.

NJ Mortgage Loan Originator License

New Jersey

Every county, from North Jersey and the Shore to Cape May, including my home base in Burlington County.

PA Mortgage Originator License #60155

Pennsylvania

Philadelphia and its suburbs, the Lehigh Valley, Harrisburg, Pittsburgh, and everywhere in between.

FL Mortgage Loan Originator License #LO67908

Florida

Primary residences, second homes, and investment properties statewide, including for buyers relocating from the Northeast.

Who I work with

Specialties

VA

Veterans & military families

VA purchases, IRRRLs, and cash-out refinances, including funding fee exemptions and multi-unit purchases.

First home

First-time buyers

FHA, conventional, and down payment assistance, explained step by step so nothing at closing is a surprise.

Non-QM

Investors & self-employed

DSCR loans on rental income and bank statement loans for business owners.

Quick quote

Let’s talk about your plans

Share a few details and I'll reach out, usually the same business day, to talk through options. This is a conversation, not an application — no Social Security number and no credit pull.